Quontic - Astoria Loan Office

Super Quontic Team spearheaded by Joseph Allen 20/20 Joseph Allen & his team at Quontic Bank are truly a one of a kind experience when purchasing a home. This is my second home I’ve purchased with Joseph & his team & it has been an incredible, easy experience. They are great at keeping you updated, very helpful & super organized in getting you through the application process! Christina is a gem to work with & very supportive in assisting with documents, explaining all the details & helping in the underwriting process very knowledgeable staff & leader!

I am a real estate broker who works in Brooklyn and I recently sent a customer of mine who is looking to purchase a home to Shine and his team at their Brooklyn Sheepshead Bay Branch. My customer really enjoyed the service that they provided. Offered them coffee/tea and made them feel welcomed. Shine explained and went over the many options that Quontic Bank offers and answered all the questions my customer had. They were able to figure out the best loan option for them and were able to obtain a pre-approval same day. I enjoy working with Shine, Victoria and their team as I can rely on them when someone is looking to obtain a mortgage. I closed a few deals recently with them and I know they will get the job done!

My name is Al Amin, and I closed my home on October 24 in Arizona. I was referred to Shine by a CPA in Queens as the best loan officer, and that recommendation was absolutely right.Shine is extremely knowledgeable, honest, and very clear with his guidance. He helped me not only with the mortgage, but also with inspections, appraisal, contracts, insurance—everything related to buying a home. He always explained things patiently and clearly. What impressed me most is his integrity. He never accepts gifts or money and only asks for prayers so he can continue helping people. I highly recommend Shine to anyone looking to buy a home with confidence and peace of mind. — Al Amin

I had the pleasure of working with Joseph Allen from Quontic. I have great credit but am self employed, wanted to consolidate loans and own a 4-plex, so many lenders had previously rejected me. Frankly I did not expect this to go through either. Joesph asked all the right questions and asked for all needed documents and made it happen. This has made a huge difference in my life- much more than I had expected. Saving $1,000/mo. has let me feel that I am in a whole different income category and is allowing me to use that money towards more ambitious goals. Joseph kept having faith that it would work and accomplished a task that others didn't want to deal with. It was by far the best thing that happened to me all year.

I'm sure you've had experiences where a mortgage loan officer assures you they can handle your loan, only to later ask for a larger down payment or change the terms of the agreement. I had a similar experience with the purchase of my new home in New Jersey. I encountered several officers who made promises they couldn't keep. One officer even asked me to waive the financing contingency, then failed to secure the mortgage he had promised. This left me in a precarious situation where I would have had to pay the seller 60,000 dollars in earnest money if I couldn't close the loan. I was left with no backup plan and had to close on the new home in 25 days regardless. Joseph Allen and Lisa Peraza are among the few loan officers I've encountered who truly keep their word. They follow through on their promises and expedited my loan process, enabling us to close on time. They are not only innovative but also realistic, providing upfront information about what will and won't work, so there are no surprises later. Trust is a scarce commodity in the mortgage industry today, and Lisa and Joseph are certainly individuals you can rely on for your next home purchase.